Types of finance options
The right solution will depend on your personal situation, the type of changes you’re looking to make, and any existing financial commitments.
Explore finance providers
Need help financing your home energy project? Here are some options for you to explore.
We've put together a list of lenders who offer loans for going electric at home. Select a loan type to see a list of lenders — making it easier to find an option that works for you.
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Australia and New Zealand Banking Group (ANZ)
Personal Loans for eligible customers to install solar panels, batteries, heat pumps and other energy efficient purposes for your home.
- Personalised interest rate
- Choose from fixed or variable rate loan for a term of 1 to 7 years.
- Borrow up to $75,000
Australia and New Zealand Banking Group (ANZ)
Personal Loans for eligible customers to install solar panels, batteries, heat pumps and other energy efficient purposes for your home.
- Fixed or variable rate loan for a term of 1 to 7 years.
- Personalised interest rate
- Borrow up to $75,000
Bank Australia
Personal loans to eligible customers for home maintenance and renovations.
- Optional redraw
- No early repayment fee
- 10-year maximum loan term
Bank Australia
Personal loans to eligible customers for home maintenance and renovations.
- Up to 10-year loan term
- Optional redraw on extra repayments
- No early repayment fee
Brighte
Green loans for energy efficient products such as solar, batteries, solar hot water, and solar heating and cooling for eligible customers.
- Up to 10-years loan term
- No fees for early repayment
- Borrow up to $55,000
Brighte
0% interest payment plans for energy efficient upgrades such as solar and batteries, or for home improvement projects for eligible customers.
- Up to 10-years loan term
- No fee for early repayment
- Borrow up to $55,000
Great Southern Bank
Great Southern Bank offers eligible customers unsecured green loans to fund the purchase of a range of home energy products.
- $0 monthly fees
- Unlimited extra repayments without any fee
- No penalties for early payout
Humm
Buy now pay later options to fund the purchase of solar panels.
- Borrow up to $50,000
- Monthly and fortnightly instalments available from 3-120 months
- Pay off early without penalty
ING Bank Australia
Eligible ING home loan customers may be eligible to increase their borrowing to upgrade their home with approved energy-efficient home upgrades.
- 5-year fixed rate options
- Variety of loan terms
- No upfront fees
- Borrow up to $50,000
ING Bank Australia
Eligible ING home loan customers may be eligible to increase their borrowing to upgrade their home with approved energy-efficient home upgrades.
- 5-year fixed rate options
- Variety of loan terms
- No upfront fees
- Borrow up to $50,000
Latitude
Solar and battery loans for a range of home energy products for eligible customers.
- No early repayment fee on variable loans
- Redraw available on variable loans
- Variety of loan options
Latitude
Latitude offers eligible customers solar and battery loans for a range of home energy products.
- No early repayment fee on variable loans
- Redraw available on variable loans
- Flexible loan options
National Australia Bank (NAB)
A personal loan could be used for purchases that are more efficient in energy or water usage, lower carbon or less reliant on the grid.
- Up to 7 years loan term
- Variety of borrowing loan terms
- No penalties or exit fees
- Borrow up to $55,000
Plenti
Secured and unsecured green loans to fund the purchase and installation of energy efficient products for eligible customers
- Up to 10-years loan term
- Variable and fixed rate options
- Borrow up to $45,000
Plenti
Plenti offers eligible customers secured and unsecured green loans to fund the purchase and installation of energy efficient products.
- Borrow up to $30,000
- Variable and fixed rate options
- Loan terms up to 6 years
Westpac Banking Corporation
An extra home loan or investment loan secured against your property, with no package or offset available.
- Up to 10-year loan term
- Unlimited extra repayments
- No loan establishment or monthly account fees
- Borrow up to $50,000.
Westpac Banking Corporation
An Unsecured Personal Loan for a solar panel and battery system, or other energy-efficient upgrades could help you stay on top of your energy bills.
- Up to 7-year loan term
- Unlimited extra repayments
- Borrow up to $50,000.
Disclaimer
The financial institutions above offer Green Loans for heat pump hot water, heating, ventilation and air conditioning systems, and induction cooktops. We don’t sponsor or approve them, nor are we affiliated with them. Also, the information above is only a summary of lender information and we’re not suggesting that you should apply for a particular loan with a particular lender. Check out the lender’s website for full loan details. The information is correct as at 23/07/2025.